Many employers find that the cost of providing health care protection is one of their largest expenses, typically representing the second or third line item budget expense. The soaring cost of health care is reducing capital that employers could better use for other operational expenses such as salary increases, new employee costs, employee development costs and general working capital.

Overcoming this problem is possible. It requires that you— immediately and aggressively —make additional investments of time, creative energy, enthusiasm and capital.

When you hire AscendUSA, you will receive sound recommendations for comprehensive health care solutions. Following our recommended approach will not be easy, but it will result in a long-term, positive ROI for both your organization and your employees. If you choose to do nothing, you will likely find your employee benefits program in a death spiral wherein you will experience short and long-term employee benefits burdens.

As you may already know, many other insurance agents and brokers will only present the same old options you’ve considered time and again - reduce benefits, increasing employee contributions, absorb higher costs, etc. This reactionary approach to employee benefits totally ignores the cost drivers that  caused the health care increases you have experienced.

The past success of managed care and negotiated discounts from providers has run its course. The solutions of today will be found by improving the health risk profile of your employee population. Are CDHPs (Consumer Driven Health Plans) the entire answer? No. They may reduce immediate health care costs, but they are symptom-centric. They are not capable of addressing the long-term, core causes of your rising health care costs.

(Click Here to review our article entitled Consumer Driven Health Plans – The Rest of the Story©.)

AscendUSA, Inc. has long recognized the need for a solutions-driven direction. We have dedicated an enormous amount of time and effort to build a comprehensive health care/health insurance strategy for employers who desire to minimize their health care costs over the long-term.

Call us. We’d like to discuss our strategic insights with you.